|We understand that our customers and website visitors
are concerned about the privacy of information. We have established policies
and procedures concerning the collection, use and security of your information
that will help protect your privacy. Our privacy policies are designed to help
us serve our customers while maintaining strict privacy and security standards.
At the Principal, we recognize the importance of keeping the information we
collect about you confidential. That's why we've always taken great care to
protect what you entrust to us. The information found by clicking on the links
at your left describe how we handle information collected and our commitment to
protecting your privacy.
Changes to our privacy policies may be made occasionally. We recommend that
visitors to our site review our privacy policies from time to time to learn of
new privacy practices and changes to our policies. To ensure service quality
and to serve customers better, Principal expressly reserves the right to
access, archive, modify, or monitor any use of this website.
We may collect information about you from several sources. You may provide
information as part of the application or enrollment process. Additionally we
may obtain information about you from third parties. We also develop and retain
information about you based on our transactions and experience with you.
Finally, we obtain information about you through Internet technology, including
|For each visitor to our website, our Web server automatically
recognizes the visitor's Internet service provider. Additionally, we collect
information about the sites visitors connect from, and the browsers visitors
use. We use this information to assemble aggregate information about the
visitors to our website, and assist with our systems administration and problem
We collect personally identifiable information in order to
identify and register a Principal Pnb Asset Management Company Private Limited
customer. The information we collect will vary depending upon the function you
select. For example you may be required to provide information such as:
|If you supply us with your e-mail address on-line you may receive
periodic messages from us with information on new products and services or
upcoming events. If you supply us with your postal address on-line you may
receive periodic mailings from us with information on new products and services
or upcoming events. If you supply us with your telephone number on-line you may
receive telephone contact from us with information regarding products or
services you have or asked about on-line. You also may receive telephone
contact from us with information regarding new products and services or
|Visitor Data Collected on this
|We automatically collect summary information about the Web pages
visitors access. We use the information to improve the content of our Web
pages. We do not use this information to track the activity of individual
visitors, and the summary information is not traceable to individual visitors
unless visitors have voluntarily identified themselves. We collect the e-mail
addresses of visitors to our website when visitors provide them, the e-mail
addresses of those who communicate with us via e-mail, and information
volunteered by the visitor, such as survey information, contract information
and/or site registrations. We do not automatically collect any of this
information from our website visitors. Visitors may be surveyed for feedback
concerning this website.
Links to other sites
|This web site contains links to other sites, and other sites may link to this
site. Web sites linking to and from this site may have different privacy
practices from the ones described here at www.principalindia.com. The privacy
policies of the Principal apply only to its website. Visitors should read the
privacy statements of other web sites they visit for information regarding
specific privacy practices.
|Information On Our Website
|The information for the accounts you have with the Principal Pnb Asset
Management Company Private Limited® is kept secure and confidential through
multiple security features and procedures.
The information you request from our website for your accounts can only be
accessed with your password. It is your responsibility to keep your password
Do not disclose your password to anyone. Our employees and associates will
never ask you for your password.
Never write your password on something others may see.
Contact us immediately to change your password if you suspect someone has
Information you submit through our website, as well as the information we send
back to you while you are visiting our website, is protected while passing
through the Internet using strong encryption ("scrambling" to make it
incomprehensible) when necessary. Our secure server software encrypts
information, ensuring that Internet communications through our website stay
private and protected.
Your account information is not permanently stored on our Web server. The
information only resides on our Web server while you are viewing the
information. It is permanently stored on our secured corporate computer
Our corporate network systems, which store your account information, use proven
We have data security staff whose sole responsibilities are to ensure the
security of the information we process and store.
The Principal has policies and procedures in place to limit access to your
information to only those who have a business need to view it.
|To ensure the security of your confidential account information, we
use proven security software to encrypt the information before it is
transmitted through the Internet. We only allow confidential information to be
submitted for transmission if your browser is compatible with SSL, our security
software. If your browser is not compatible, you will receive a message
indicating your transaction can not be completed because of the security risk.
Secure Sockets Layer (SSL) establishes a secure connection between two parties
(for example, your browser and our web server). It is used to implement HTTPS,
the secure version of HTTP, and is an open technology supported across various
browsers (for example, Netscape Navigator, Microsoft Internet Explorer). The
Principal AMC requires that you use an SSL-enabled browser to communicate with
the secure area of our site. You know you are visiting the secure area of our
site when the URL begins with "https://...". In addition to protecting
communications between your browser and our server, SSL is also used to protect
communications between our web server and our mainframe system. We have also
implemented a firewall to protect all of our systems that are not part of the
Internet from intrusion.
|The www.principalindia.com site, like many web sites, uses
"cookies" (information stored on your computer by your browser at our request).
Cookies enable the site to "remember" who you are so that you can get around it
easier and more efficiently. Cookies allow you to access secured information,
conduct secured transactions, and take advantage of promotional opportunities.
Different web sites store the information in cookies differently. We do not
record personal or sensitive information in our cookies. Any such information
is stored in our protected systems and not in the cookie or on the Internet.
|Definition of Cookies
|A "cookie" is a small piece of information sent by a web server to
a web browser to be read back from that browser. Cookies are a way to have the
browser "remember" specific bits of information.
Note: The information stored within a cookie can be read only by the web server
that originally sent the cookie. Web servers cannot read cookies sent by other
Types of Cookies
The two types of cookies are session cookies and persistent cookies. The key
difference between session cookies and persistent cookies is the time of
Session cookies expire at the end of the session.
- Persistent cookies do not
expire at the end of the session.
|A session cookie may be created when you visit a site or portion of
a site. The cookie exists for the duration of your visit. For example, a
session cookie is created when you use the Personal Login to access secured
pages on www.Principalindia.com. Depending on the settings in your browser, you
may have the option to deny the session cookie; however, if you deny the cookie
you may have trouble using the site which relies on that cookie. Session
cookies are no longer accessible after one of the following events.
The user logs out of a site or a portion of a site.
- The user shuts down the
- The session is inactive for a specified length of time (often 20
- The user starts a new Internet session on the same computer.
|A persistent cookie is used to store your preferences for use by a single site.
A persistent cookie is stored on your hard drive and is read by your browser
each time you visit the web site that sent the cookie. Please see the Privacy
page for more on the information we collect.